It is very easy these days to get an online quote for pet insurance. There is an abundance of sites that offer quotes online or at the very least a quote over the phone. There are a few things you will need to have ready when requesting a quote for pet insurance. If you are organised before the procedure starts then it should be very easy. We will go through a typical online quote procedure for your information.
The site providing the quote will base its quotation on a number of assumptions. These will be things like whether you are a UK resident, the sole owner of the pet. Also, that the pet is eligible for cover. Some of things that may prevent this include the pet’s age (that is outside the insurable age range, typically over 8 weeks old and under 9 years for cats and 11 years for dogs). The insurance company will also assume that all the necessary vaccinations have been made.
Even though your pet may be eligible for cover based on the above assumptions, there are still some things that may prevent it. If your pet is currently undergoing treatment or has had treatment in the last three years for something other than routine vaccinations then this will impact your quote. So make sure you have you pet’s records to hand as this information will probably be relevant to your quote. Also, if you pet is currently ill this will impact the quote.
If your pet has been chipped then you should make sure you have the chip number available, as the insurance company will expect to keep a record of that.
Finally make sure you have details of any previous claims made against your pet. It’s the same with most insurance policies; if you have previous claims it will probably cause your premium to go up.
The great thing about getting quotes online is the ease of which they can be obtained and the ability to walk away without having to justify your decision to a pushy insurance broker. If you have a pet and it is uninsured then it is worth obtaining some insurance quotes to get a feel for the cost.