The UK is a nation of dog lovers and a good number of people will have own a dog at some stage. Dogs hold command a great deal of affection from their owners. However, dogs like most domestic animals can bear a heavy financial burden should they fall ill or stray from the home, which is likely at some stage. Nowadays it is a simple matter to insure your dog against ill health or loss and in some cases even death. Vets charge a high price for the service they provide and the high costs can catch some people unaware and find that their dogs vet bill is something that they had not budgeted for. This article takes a look at dog insurance policies and some of the probable clauses contained therein. It should be used for general information purposes only and not construed as specific advice one way or another.
According to some research a dog can cost as much as £2,000 per year. Obviously, much of that will be day-to-day costs namely food. However, at some time during a dogs live they will cause to visit the pet. This is where insurance comes in and it is possible to insure dogs against illness, death, loss and if they are liable (and so you are liable) for damage to third parties and their property.
The common trend in dog insurance policies is to have a age span of 8 weeks to 8 years in which normal terms apply. Outside of that policies will differ. They may or may not offer the option to insure dogs that are greater than 8 years old. It will vary depending on the insurer. Dog insurance tends to be around 50% more expensive than cat insurance.
Obviously, it is better to avoid having to call on your insurance policy and so it is important that you keep you to date with vaccinations for your dog. Your local vet should be able to recommend the correct vaccinations.