Many people will have own a cat at some point in their lives and most of those people will become emotionally attached to their cat. However, cats like many pets can be a financial burden should they fall ill or stray from the home. In today’s society it is possible to insure your cat against disease and in some circumstances death and reduce any financial worry. Not everyone can afford high vetinary fees so it is comforting to know you can provide your cat with the best care should the worst happen. This article gives a brief overview of some of the different aspects of cat insurance. It is meant for general informational purposes only.
It is possible to insure your cat against a number of things such as illness, accidents, death (check carefully for exclusion clauses here) and liability for any damage your cat may cause. If your cat is a pedigree than it is possible that the insurance premium may be slightly higher as much of the cover is related to the cat’s purchase price that is likely to be higher for a pedigree cat.
Generally speaking the usual age limit for cat insurance is from 8 weeks old to 11 years old. Some policies will differ slightly, but you are likely to have to pay more to get cover outside these boundaries. However, with more and more insurers offering pet insurance all the time, premiums are getting more competitive.
Whether your cat is insured or not it is important to make sure that your cat has the latest vaccinations. Indeed it is possible your policy may insist on this so make sure you are aware of anything that may compromise your cover.